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​Ripple’s Undisclosed Settlement Agreements. ​With a Silent Nod from Gary Gensler and Judge Analisa Torres.


Part 6 of an 8 Part Exposé

Why haven’t institutional investors filed claims against Ripple for selling them unregistered securities? Because Ripple and institutional investors are “the whales” secretly transferring large amounts of XRP as part of Ripple's undisclosed settlement agreements “off the exchanges”, in full view of, and possibly, with a silent nod from Gary Gensler and Judge Analisa Torres.


Judge Analisa Torres

How Ripple surreptitiously changed the fundamental nature of XRP after investors had already committed funds. Contrary to popular belief market forces DO NOT play a significant role in the price of XRP. Ripple, almost exclusively, shapes the price of XRP.


Brad Garlinghouse and David Schwartz have artfully dodged disclosing critical information about its liquidity sourcing practices, control over XRP supply and so much more.


Ripple and it’s influence-rs repeatedly make the deceitful claim that there is now clarity that XRP is not a security. The deceit is by omission and deflection. Brad Garlinghouse, David Schwartz and their lackey influence-rs resolutely fail to mention that the Judge had CLEARLY ruled that XRP WAS A SECURITY when sold to institutional investors.


While AMM is a common mechanism used by exchanges, Ripple’s integration of AMM with its large reserves of XRP via its ODL service creates a unique scenario for market manipulation. Unlike typical exchanges that rely on user-provided liquidity, Ripple can directly inject liquidity from its own reserves. The ability to control liquidity is a form of market manipulation.


Judge Torres concurred with the SEC that Ripple had violated securities law when it sold XRP to institutional investors, privately. So, why did Gary Gensler and the SEC abandon criminal indictments, WITH PREJUDICE? Why did Judge Torres readily sanction the capitulation? Was there a sidebar to induce the SEC and Judge Torres to gratuitously surrender to Ripple?


Part 6: The Mystery of Institutional Silence.

Why haven’t institutional investors filed claims against Ripple for selling them unregistered securities? Because Ripple and institutional investors are “the whales” secretly transferring large amounts of XRP as part of settlement agreements “off the exchanges”; in full view of, and possibly, with a silent nod from Gary Gensler and Judge Analisa Torres.


Coming Soon


Part 7: Ripple's IPO and ETF Mirage: The Truth Behind the Hype.

Ripple's strategy hinges on keeping retail investors invested in the potential of XRP. The deceitful idea of a forthcoming IPO or an ETF approval serves as a powerful motivator for these investors, many of whom are already deeply invested and hopeful for significant returns; which Ripple knows will elude them and is actively making sure it does not happen.


Part 8: The Imminent Collapse of XRP and Implosion of Ripple Inc.

Retail investors have been the backbone of XRP's price stability, largely due to the speculative hype around potential wide scale adoption and IPO and ETF approvals. Once this illusion is shattered, the crash of XRP and the catastrophic effect it will have on the crypto market and the crypto industry as a whole, will pale in comparison to the FTX debacle. Sam Bankman-Fried can perhaps look forward to at least 3 members of the fraternity to share his lodgings with.


Part 6

The Mystery of Institutional Silence.

Understanding Whales, Private Wallets & Off-the-Exchange Settlements.


So, Judge Analisa Torres gave institutional investors a life line by ruling that private sales to institutional investors were sales of unregistered securities and therefore illegal. You would have thought that institutional investors would have been queuing up in courts all over the country seeking the recovery of the $728 million plus damages that Ripple looted from the illegal sales. Astonishingly there have been no significant claims against Ripple by institutional investors; none that have been made public anyway. Ripple’s army of rabble-rousers will attribute the absence of such claims with utterly implausible justifications such as “institutional investors are waiting for a final resolution before taking any action”; or “since they have significant legal resources, institutional investors can afford to wait and see if the law suit might eventually result in compensatory measures or regulatory clarity that could indirectly benefit them”. How stupid must institutions be to adopt such a strategy?!


Ripple’s Confidential Settlement Strategy.

The truth is, more likely, that Ripple is settling the claims privately and covertly, “off-the-exchanges”. Ripple is engaging in proactive settlement strategies silently. Understanding whales, private wallets and off-the-blockchain settlements will help explain how Ripple is manipulating the price of XRP for it’s own benefit. It seems that that any claims made by institutional investors have been settled confidentially out of court, thereby avoiding public disclosure. Ripple has, very likely, preemptively settled potential disputes to mitigate the risk of lengthy and damaging legal battles offering compensation or other benefits privately. These settlements would, in all likelihood have included confidentiality clauses that prevent public disclosure of any grievances or agreements reached. Even Blackrock's Larry Fink seems to be bound by these agreements.



The settlements are being conducted secretly, “off-the-exchange”. Since Judge Analisa Torres' ruling on the SEC lawsuit against Ripple, there have been noticeable large movements of XRP between unidentified private wallets and from private wallets directly to Ripple, that don’t seem to budge the price of XRP. If anything, these movements seem to be putting downward pressure on the price of XRP. These movements are observed on various crypto exchanges and are often attributed to "whales," a term used to describe individuals or entities that hold significant quantities of a particular cryptocurrency.


The reason for these large XRP movements that don’t budge it’s price can be attributed to Ripple’s market manipulation practices, aided and abetted by institutional investors who have agreed to settlements “off-the-books”.


Proactive Settlement Strategy: Ripple’s proactive settlement strategies with institutional investors is what is most likely resulting in these “whale” like transactions. Ripple and institutional investors are transferring large amounts of XRP as part of undisclosed settlement agreements. By settling privately, Ripple can mitigate the risk of wild fluctuations in the market price of XRP and maintain better control over its public image and market operations.


Private Money Settlements Through Banks: The settlements will, necessarily involve large movements of XRP that unavoidably happen on exchanges. Ripple’s stated goal is to maintain a stable market environment conducive to the adoption of its On-Demand Liquidity (ODL) service. Therefore, Ripple’s tactic to achieve this goal is to funnel the actual monetary settlements for these transactions privately through banks. This means that even though large quantities of XRP are being transferred, the corresponding fiat currency transactions will be happening off-exchange, which would prevent these movements from having a significant impact on the market price of XRP.


Market Stabilization Tactics: Ripple’s goal to maintain a stable market environment is driving secret settlement deals to keep the market for XRP stable. By controlling the flow of XRP, and the mechanics of the settlements private, Ripple can manage its price to prevent excessive volatility. This could involve transferring XRP to private wallets they control or to private wallets of institutional claimants using a combination of crypto exchanges and banks in a manner that ensures liquidity without causing major price fluctuations.


Impact on XRP Price Stagnation

Ripple will have difficulty denying that it is actively managing the liquidity by transferring large amounts of XRP privately to ensure that supply meets demand without causing significant price shifts. This controlled liquidity management can keep the price of XRP stable, which oddly, seems to be essential for fostering confidence among institutional clients and partners using Ripple's ODL service.


The practice of settling monetary values through private channels while moving XRP on exchanges ensures that large transactions do not create speculative trading in the market. By keeping the fiat transactions off-chain, Ripple can better control the perception and actual impact on XRP's price. These large, opaque transactions raise concerns about market transparency. Are Ripple's activities truly beneficial for the market or do they primarily serve the company's interests? The lack of detailed disclosure about these practices makes it difficult for investors to make fully informed decisions.


The SEC’s Lethargy

The SEC must immediately scrutinize these activities more closely. Understanding whether large movements of XRP are part of market manipulation practices or legitimate business operations is crucial. This could lead to further regulatory actions or requirements for greater transparency from Ripple. The SEC must secure critical information about Ripple's liquidity sourcing practices, control over XRP supply, the impact of its escrow accounts, financial gains from XRP sales, and its influence on market dynamics and price control.


Gary Gensler, the SEC Chair, has taken a peculiar approach in the Ripple lawsuit. This has led to speculation about the motivations behind the strategy. Is it possible that the SEC was more interested in securing a large financial settlement rather than exposing illegality in Ripple’s practices? The $2 billion settlement claim could be seen as a win for the SEC, but does it truly address the underlying issues? Institutional investors carry immense clout and their influence cannot be understated. The SEC and the judiciary may be protecting these powerful entities, ensuring they are not negatively impacted by a potential market crash or extensive regulatory intervention.


It Is Time To Expose Ripple’s Secret Game.

The large movements of XRP between private wallets and directly to Ripple, combined with the lack of significant price impact, suggest a complex interplay of market strategies.The company’s controlled liquidity management, opaque large transactions, and private monetary settlements through banks suggest a deliberate effort to manipulate the market and avoid regulatory scrutiny. These actions raise important questions about transparency, market manipulation and the long-term viability of XRP. Until these issues are addressed, the price of XRP is likely to remain suppressed, leaving retail investors at a disadvantage. It is time for the SEC and the judiciary to take a more robust approach in holding Ripple accountable and ensuring a fair and transparent market for all investors.



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